Avoiding scam artists: Area code alert

Ruth to the Rescue has warned you to use caller ID to screen your calls, as a way of avoiding scam artists. You should never really answer a call from a number you don't recognize. It may be difficult to let the phone ring, but the person can always leave a message if they really need you.

Now WhitePages.com has done some research that will help you be on the lookout for area codes that might signal trouble on the other side of the line.The company used a spam identification system to find out which area codes are most commonly featured on those scam calls.

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Other than toll free numbers like 800, 866, 877, 888, and 855, WhitePages reports the following area codes are the top ten when it comes to Americans
receiving spam calls.

1. 313 - Detroit
2. 713 - Houston
3. 954 - Fort Lauderdale
4. 404 - Atlanta
5. 484 - Eastern and Southeastern Pennsylvania
6. 407 - Orlando
7. 214 - Dallas
8. 202 - Washington, D.C.
9. 972 - Dallas
10. 205 - Birmingham

Here in Metro-Detroit, it may be difficult to screen calls that feature a 313 area code, since many legitimate businesses and people we know have numbers that start with that area code. It's still a good rule of thumb to avoid numbers you don't recognize, even if the area code seems to be local.

You can also look at the rest of the list and it may help you to spot trouble, before you answer the call.

White Pages also provided the following tips on avoiding scam callers.

First, never return a call to a number you do not recognize. If it is a legitimate caller, they will leave a voice mail or call back.

If you answered by accident, hang up immediately.

Remember that no caller from the federal government, including the IRS, will ask you for personal information, like a bank routing number. If they ask, hang up.

And, if you get a call saying you have won a sweepstakes or lottery, it's too good to be true. Remember that for any legitimate winnings, no upfront payments are required.

If you fall victim to a scam report the phone number to local authorities, White Pages, the FTC, and your mobile carrier.

If you shared personal information, make sure to monitor your credit report and immediately contact your credit card company or financial institutions to put fraud watches on your accounts