20 health insurance terms you should know

Published On: Oct 01 2013 01:05:50 PM EDT   Updated On: Dec 24 2013 08:57:41 AM EST

With the Affordable Care Act health care exchanges open for enrollment, here are some terms you may want to learn before you dive into a decision about your health insurance for next year.

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Allowed amount

This may also be called an "eligible expense" or "negotiated rate" or "payment allowance." It is the maximum amount on which payment is based for health care services that are covered by your insurance.

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Video FAQs

Can I just keep the insurance I have?

Does the Affordable Care Act allow you to keep the insurance you already have? Click to find out. And click here to read more about MPR News' health care reform reporter Elizabeth Stawicki.

Can my adult children be covered by my policy?

Can your adult child be covered by your health insurance policy under the Affordable Care Act? Click to find out. And click here to read more about MPR News' health care reform reporter Elizabeth Stawicki.

Can my auto-home-life insurance agent enroll me?

Can your agent who handles your auto-home-life policies enroll you in health coverage? Click to find out. And click here to read more about MPR News' health care reform reporter Elizabeth Stawicki.

Can my employer cut my hours?

Can your employer cut your hours because of the Affordable Care Act? Click to find out. And click here to read more about MPR News' health care reform reporter Elizabeth Stawicki.

Do I have to get health insurance?

Does the Affordable Care Act require you to get health insurance? Click to find out. And click here to read more about MPR News' health care reform reporter Elizabeth Stawicki.

How will Affordable Care Act affect Medicare?

If you're on Medicare, how will the new Affordable Care Act affect you? Click to find out. And click here to read more about MPR News' health care reform reporter Elizabeth Stawicki.

What if I can't afford health insurance?

What are your options under the Affordable Care Act if you can't afford health insurance? Click to find out. And click here to read more about MPR News' health care reform reporter Elizabeth Stawicki.

What kind of benefits can I expect?

What kind of benefits can you expect under the health care reform law? Click to find out. And click here to read more about MPR News' health care reform reporter Elizabeth Stawicki.

Will I have to change doctors?

Will the health care reform law force you to change doctors? Click to find out. And click here to read more about MPR News' health care reform reporter Elizabeth Stawicki.

Will past health problems keep me from getting coverage?

Will your past health problems affect your ability to get coverage? Click to find out. And click here to read more about MPR News' health care reform reporter Elizabeth Stawicki.

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