Consumer Reports: Best, worst cars for insurance claims
Consumer Reports has come up with its list of the best and worst cars when it comes to insurance claims. The magazine looked at the numbers from the Highway Loss Data Institute.
The safety research organization found minicars and those models with powerful engines have more injury claims than any other vehicle types - while sports cars and luxury vehicles incur the greater damage costs. Insurance data also shows that larger vehicles protect people better than smaller ones in real-world crashes.
The vehicles with the lowest overall losses for 2009-2011 include the Chevrolet Tahoe hybrid and the two-door Jeep Wrangler. On the other end, the highest losses went to some of the most expensive models: Ferrari California and Maserati GranTurismo.
On models priced under $30,000, the Mitsubishi Lancer AWD and Hyundai Genesis coupe had the highest losses. The Jeep again is on the lowest list, as well as the Toyota FJ cruiser.
| Lowest claim frequency: Personal injury protection | ||
| Vehicle | Vehicle size & class | Claim frequency |
| Porsche 911 (2-door) | Midsize sports car | 32 |
| Chevrolet Corvette (2-door) | Midsize sports car | 38 |
| Chevrolet Silverado 2500 crew 4WD | Very large pickup | 39 |
| Mercedes-Benz SL-class convertible | Midsize sports car | 42 |
| Jeep Grand Cherokee | Midsize SUV | 42 |
| Lexus LX 570 4WD | Large luxury SUV | 42 |
| Land Rover Range Rover 4WD | Large luxury SUV | 44 |
| Chevrolet Silverado 1500 4WD | Large pickup | 44 |
| Ford F-150 4WD | Large pickup | 44 |
| Cadillac Escalade ESV 4WD | Very large luxury SUV | 45 |
| Highest claim frequency: Personal injury protection | ||
| Vehicle | Vehicle size & class | Claim frequency |
| Toyota Yaris | Mini four-door car | 201 |
| Suzuki SX4 | Small four-door car | 187 |
| Chevrolet Aveo | Mini four-door car | 183 |
| Mitsubishi Galant | Midsize four-door car | 179 |
| Kia Rio | Mini four-door car | 175 |
| Hyundai Accent | Mini four-door car | 173 |
| Nissan Versa | Small four-door car | 173 |
| Dodge Avenger | Midsize four-door car | 167 |
| Nissan Sentra | Small four-door car | 162 |
| Chevrolet Aveo | Mini station wagons/minivan | 157 |