Consumer Reports: Best, worst cars for insurance claims

Published On: Oct 03 2012 04:28:12 PM EDT
DETROIT -

Consumer Reports has come up with its list of the best and worst cars when it comes to insurance claims. The magazine looked at the numbers from the Highway Loss Data Institute.

The safety research organization found minicars and those models with powerful engines have more injury claims than any other vehicle types - while sports cars and luxury vehicles incur the greater damage costs. Insurance data also shows that larger vehicles protect people better than smaller ones in real-world crashes.

The vehicles with the lowest overall losses for 2009-2011 include the Chevrolet Tahoe hybrid and the two-door Jeep Wrangler. On the other end, the highest losses went to some of the most expensive models: Ferrari California and Maserati GranTurismo.

On models priced under $30,000, the Mitsubishi Lancer AWD and Hyundai Genesis coupe had the highest losses. The Jeep again is on the lowest list, as well as the Toyota FJ cruiser.

Lowest claim frequency: Personal injury protection
VehicleVehicle size & classClaim frequency
Porsche 911 (2-door)Midsize sports car32
Chevrolet Corvette (2-door)Midsize sports car38
Chevrolet Silverado 2500 crew 4WDVery large pickup39
Mercedes-Benz SL-class convertibleMidsize sports car42
Jeep Grand CherokeeMidsize SUV42
Lexus LX 570 4WDLarge luxury SUV42
Land Rover Range Rover 4WDLarge luxury SUV44
Chevrolet Silverado 1500 4WDLarge pickup44
Ford F-150 4WDLarge pickup44
Cadillac Escalade ESV 4WDVery large luxury SUV45
Highest claim frequency: Personal injury protection
VehicleVehicle size & classClaim frequency
Toyota YarisMini four-door car201
Suzuki SX4Small four-door car187
Chevrolet AveoMini four-door car183
Mitsubishi GalantMidsize four-door car179
Kia RioMini four-door car175
Hyundai AccentMini four-door car173
Nissan VersaSmall four-door car173
Dodge AvengerMidsize four-door car167
Nissan SentraSmall four-door car162
Chevrolet AveoMini station wagons/minivan157