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Foreclosure Bill Evolves From Local Woman's Fight

POSTED: Tuesday, July 22, 2008
UPDATED: 3:06 pm EDT August 22,2008

A publicized campaign in July to help save the home of a senior Detroit resident has resulted in the proposal of a new bill in Lansing.

Rubie Curl-Pinkins, 72, said she was lured into a predatory loan in exchange for a mortgage on her paid-off home. This, in addition to mounting medical bills between her daughter and herself, caused her to fall behind on payments.

Curl-Pinkins provided paperwork to prove that she has been in and out of court with the bank and its foreclosure attorneys, Trott and Trott.

She obtained a reverse mortgage on the last day before foreclosure, but because of paperwork issues, the bank still foreclosed.

Curl-Pinkins said after review, the bank still could have accepted the $43,000 as payment, but refused to.

Curl-Pinkins said she was intimidated and under pressure from the attorneys, and ended up signing a consent judgment – one that ordering her to be out of her house by July 25. Curl-Pinkins has lived in the house for 45 years.

It was in that house that she lived with her husband and five children, and worked for 29 years at Henry Ford Hospital.

She currently lives with her daughter who suffers from congestive heart failure and is on oxygen.

Curl-Pinkins and Friends protested outside Bank of America’s offices in downtown Detroit in July, claiming Countrywide Home Loans and the law firm Trott and Trott are evicting her instead of accepting her payments.

The Moratorium Now Coalition to Stop Foreclosures and Evictions backed the community’s efforts to help save Curl-Pinkins’ home and was able to negotiate a payment plan with Bank of America, who owns Countrywide.

The coalition is supporting the immediate passage of Senate Bill 1306, sponsored by Sen. Hansen Clarke. The bill would place a two-year moratorium on home foreclosures.

Supporters of the bill have planned a rally in Lansing at the State Capitol on Wednesday, Sept. 17 at 11 a.m.
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