DETROIT -

A Detroit union leader said a 10-percent pay cut for municipal workers and changes to how much they will pay for health care have yet to kick in as the city awaits millions of dollars in savings to help right a budget deficit.

AFSCME Council 25 spokesman Ed McNeil said no money is being taken from workers' pay checks and they haven't started paying more for health care because open enrollment for health plans haven't been held.

The changes are expected to save Detroit more than $100 million annually.

The city's budget deficit tops $200 million.

A spokeswoman for Mayor Dave Bing said the process leading to the cuts began this week.

Wage reductions are expected to start within four weeks.

Changes to benefits are expected in about 90 days.