A new report finds consumers with good credit pay much less then those with poor credit.
In at least 38 states and Washington D.C., people with bad credit scores pay more than twice what those with good credit ratings do.
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The highest numbers in the nation are in West Virginia, where consumers with bad credit pay as much as 202% more.
That's followed by 185% in Washington D.C., 185% in Ohio, and 179% in Montana. In Michigan, people with poor credit pay 163% more than those with good credit.
The study also found homeowners with median credit pay 32% more than those with excellent credit. California, Massachusetts, and Maryland prohibit insurers from using credit to calculate homeowner's insurance premiums.
You can improve your credit score, and your home insurance costs, by keeping credit card balances as low as possible, paying all debt on time. and keeping as few accounts as possible.
To see the full list of home insurance premium increases, click here.