SAN JUAN, Puerto Rico -

Terrence Williams put back Willie Clayton's miss with 0.4 seconds left, and Charlotte stunned No. 14 Michigan 63-61 in the championship game of the Puerto Rico Tip-Off on Sunday.
 
   Michigan's Mitch McGary tied the game at 61 on a layup with 9 seconds left, but Charlotte quickly pushed the ball up the floor. Clayton's attempt rimmed out, but Williams got the rebound and scored.
 
   Denzel Ingram had 12 points and Clayton added 10 points and 15 rebounds to lead the 49ers. Pierria Henry chipped in 11 points. Charlotte's Shawn Lester was named to the all-tournament team.
 
   The title was the 49ers (5-1) second early-season tournament win in two seasons. Charlotte won the Great Alaska Shootout last season.
 
   Nik Stauskas, who was named the tournament's most valuable player, finished with 20 points to lead Michigan (4-2). Caris LeVert added 11 points.