Health insurance exchange opens at 8 a.m. Tuesday

Americans without insurance through workplace will get options


DETROIT – Even with a government shutdown, the health insurance exchange will roll out Tuesday morning.

If you already get health insurance through your place of work you do not have to go on the health insurance exchange.

What goes online Tuesday is a health care exchange for Americans who do not get their health insurance through their place of work or who are not enrolled in a government program, such as Medicare.

"We have a lot of people calling who have coverage already through either their employers, through the VA, through Medicare, Medicaid or kids who have coverage through their parents, and really just wanting to know if they actually have to do anything or if their plans are going to go away," said Ashley Tuomi, the executive director at American Indian Health and Family Services.

Tuomi has been trained as a health care navigator to provide assistance to those trying to use the exchanges and get through the sign-up period. On Tuesday, ideally you will be able to go online and compare coverage and prices and to see if you qualify for financial assistance.

What exactly those costs will be is still a mystery as of right now. It also depends on what level of coverage you are looking at.

"Tomorrow we're going to have a lot more answers on actually what the application looks like. You know, I'm a certified navigator and I haven't seen the application yet or be able to sit through it with someone to see what the costs are going to be," said Tuomi.

The exchanges go online at 8 a.m. Tuesday.

About the Author: