Michigan has the highest auto insurance premiums in the country.
While Michigan passed bipartisan auto insurance reform earlier this year, traffic violations and crimes will still cost you a boatload of money.
Recommended Videos
The Zebra, an auto insurance comparison site, broke down how much each of the 26 different traffic tickets would cost Michiganders.
Here’s some common tickets and how much they’ll raise car insurance rates annually in Michigan. Generally, the penalty stays on your car insurance record for three years:
Failure to wear a seat belt: $42/year
Driving too slowly: $820/year
Driving with an open container: $2,155year
DUI: $4,757/year
Hit and run: $4,917/year (That’s a 183% increase in car insurance rates for Michiganders)
Below is a look at typical auto insurance rates in Michigan after a few common citations.
Hit and Run
$7,610
183%
$4,917
Refused Breathalyzer/Chemical Test
$7,450
177%
$4,757
DUI
$7,450
177%
$4,757
Racing
$7,437
176%
$4,744
Reckless Driving
$7,610
183%
$4,917
Driving with a Suspended License
$3,657
36%
$964
At-Fault Accident
$3,913
45%
$1,220
Driving with an Open Container
$4,848
80%
$2,155
Operating a Vehicle Without Permission
$3,594
33%
$901
Passing a School Bus
$3,640
35%
$947
Improper Passing
$3,576
33%
$884
Following Too Closely
$3,546
32%
$853
Speeding
$3,984
48%
$1,292
Failure to Stop at a Red Light
$3,576
33%
$884
Illegal Turn
$3,546
32%
$853
Driving Wrong Way/Wrong Lane
$3,546
32%
$853
Failure to Yield
$3,576
33%
$883
Speeding in a School Zone
$3,533
31%
$841
Driving Too Slowly
$3,513
30%
$820
Distracted Driving
$3,455
28%
$762
Driving with Expired Registration
$3,030
13%
$337
Failure to Show Documents
$3,030
13%
$337
Not-at-Fault Accident
$2,693
0%
$0
Failure to Use Child Safety Restraint
$2,735
2%
$42
Failure to Wear a Seat Belt
$2,735
2%
$42
Driving Without Lights
$2,744
2%
$51
Copyright 2019 by WDIV ClickOnDetroit - All rights reserved.
Ken Haddad has been with Local 4/ClickOnDetroit since 2013. He helps lead news coverage and content across broadcast and digital platforms. He's from the Metro Detroit area, and loves covering important news (and sports) in his hometown.