Do your infants and toddlers need to be listed on your Michigan car insurance policy?

Michigan families have faced car insurance cancellations for not listing infants and toddlers on policies, prompting legislative action and media investigation. Local 4 highlighted the issue after receiving tips about cancellations following accidents, leading to State Senate Bill 782, which aims to prevent such coverage denials. The bill seeks to close legal gaps that allow insurers to rescind policies if unlisted household members, even non-drivers, like infants, are involved in accidents. With mixed responses from insurers and ongoing legislative review, Michigan drivers are advised to verify household member listing requirements with their insurers.