We’re showing you three ways that you can actually build your credit score.

We’ve been talking about the importance of establishing a credit history, but equally as important is understanding how credit bureaus determine your credit score.

Credit histories are referenced all throughout our adult lives, so it’s important to start building one as soon as you can.

Purchasing things with a credit card is a great way to establish a credit history, but it is important to be strict and vigilant when paying it off.

Whether you like it or not, it is essential for U.S. adults to have a credit history.