MICHIGAN AUTO INSURANCE

The reform of Michigan’s no-fault auto insurance law, which passed in 2019, was hailed as a way to finally lower people’s exorbitant premiums.

DETROIT – Drivers in Michigan are facing a difficult choice when it comes to auto insurance. New monthly savings options might look attractive, but reduced rates could come with a hefty price for anyone seriously hurt in a crash. Michigan’s unlimited no-fault insurance has previously provided automobile accident victims with lifetime unlimited care for traumatic brain and spinal cord injuries. That coverage is no longer required, but crash victims said it can be priceless on the road to recovery. “You have patients that come in requiring total assistance with simple tasks, like bathing, grooming, dressing, brushing their teeth,” Zein said.

DETROIT – Michigan’s new auto insurance law is one many residents have been waiting for because of the lower rates, but there are complex choices drivers have to make. The lower auto insurance rates arrive Thursday (July 2). You’re going to want to look to see if you have what’s called “coordinated coverage.”That’s medical insurance. Liability coverageThe second choice surrounds liability coverage. “It’s taking about 45 minutes to an hour to educate a consumer and let them know their options and make an educated choice,” Shrock said.

DETROIT Michigan drivers should have the choice of cutting their auto insurance costs starting this week. Michigan lawmakers approved bipartisan auto insurance reform legislation last spring aimed at cutting costs for Michigan drivers who have paid the highest insurance rates in the country. This gives drivers a choice regarding level of coverage -- but they will likely have to take action. And under the new law the 20% of Michiganders who are currently driving without insurance will be able to get legal without facing a penalty. Insurance Alliance of Michigan member companies are committed to doing their part to educate their customers about the upcoming changes to Michigans auto no-fault law and helping drivers find the right plan for them and their family.

READ: Michigan launches website to make sure drivers are prepared for auto insurance changesIt’s the medical coverage portion of your auto insurance that, up to now, had to be unlimited and the most expensive in the country. Detroit Mayor Mike Duggan lobbied hard for insurance reform since Detroiters pay exorbitant premiums. WATCH: Detroit mayor walks through process of lowering auto insurance cost“You have to act for yourself or it won’t change,” Duggan said. You can keep your unlimited coverage if you want to. READ: Michigan governor and state agency announce order requiring auto insurance refunds due to COVID-19

Detroit Mayor Mike Duggan talks auto insurance changesPublished: June 18, 2020, 11:12 pmAfter more than four decades, Michiganders will now have a choice when it comes to how much personal injury protection, or PIP, they want.