RUTH TO THE RESCUE

Copyright 2015 by WDIV ClickOnDetroit - All rights reserved. Ruth Spencer uncovers a jeweler's attempt to scam a customer by switching a diamond for cubic zirconia. If you need help with the Public File, call (313) 222-0566.

Copyright 2015 by WDIV ClickOnDetroit - All rights reserved. If you need help with the Public File, call (313) 222-0566.

Setting a social media policyWhile it may seem over the top to set a social media policy for your wedding, it's probably better to communicate your wishes before someone does something that disappoints you. Pyle makes a living helping couples control how their wedding photos are shown to the world. If you decide to post photos, she suggests you establish one hashtag where you'll be able to see all the photos. Other things to consider:1) Do not post any negative comments about the wedding on social media, especially if you're still at the reception. 10) Guests: if you post photos of the bride and groom, make sure it's a good photo.

Many of you probably know your credit score is an important factor in your life.

Putney say you should create a budget that sets limits in key categories like school supplies, clothes, and electronic gadgets. Find out if your favorite stores have a price matching policy. It's been tracking grocery prices for about a year and just added back to school items. More Savings Guidelines1) Inventory the school supplies you already have in your home from last year, so you're not buying duplicates of items you already have. 7) Buy school clothes during summer sales, it's hot during the first weeks of school.

TROY, Mich. – Metro Detroit residents are the target of an IRS phone scam that Canton Township police call "very prevalent." She said someone called claiming to be from the Internal Revenue Service and told her she was being audited. The caller instructed Mary to drive to the store and purchase Green Dot MoneyPak cards. Luis Garcia of the Internal Revenue Service told Ruth to the Rescue the government agency never collects on a Green Dot credit card or wire transfer. 1) No legitimate business is going to call you and pressure you to pay with Green Dot MoneyPak or any other method of payment that's difficult to trace.

While Mrs. Fisher was enjoying her treat, she has not enjoyed a long battle over a money mixup regarding some $3,100. Money Mistake Uncovered"It was in March we realized the account number was... incorrect," said Janet Wescott. She shared her frustration with Ruth to the Rescue, "Comerica says the VA needs to initiate it. Ruth to the Rescue Gets InvolvedThe Ruth to the Rescue consumer unit contacted the Veterans Affairs Department on October 29th. We recognize that this situation has been unresolved for too long and at the detriment of Mrs. Fisher, which is why we issued a check to her today.

DETROIT – Robocalls are definitely among the most annoying calls you receive whether on the traditional land line or your cell phone. "They're annoying," said one consumer. Now, new rules are in effect and they're designed to make it more difficult for marketers to interrupt your day. The Telephone Consumer Protection Act has been around for a long time. The act has banned robocalls without consent since 1991 will says that consent must be in writing.

You've probably heard Michigan lawmakers are trying to reform the state's no-fault auto insurance. There is a new bill in the state legislature that supporters say will help drivers save money on their auto insurance. First, here's a look at the plan to reform Michigan's auto insurance system. "I have people calling my office on a regular basis complaining about their insurance rates," said Lund who's the chairman of the house insurance committee. Lund says Michigan drivers pay some of the highest auto insurance rates in the country.

The Hiller's grocery chain has started labeling products that do not contain any "GMO's" or genetically modified organisms. It's used to give product a certain color, a certain texture, a certain size." Safety DebateWhile some shoppers prefer more natural products, Hiller points out the U.S. government says "genetically modified organisms" are safe to eat. "The government fully supports genetically modified organisms. He also pointed out that Hiller's already labels food that is gluten-free, low-salt, no-stale, or grown in Michigan.

DETROIT – All of us are busy with work, children, and never-ending errands like picking up the dry cleaning. We've fixed that issue with the Bizzie Box," Wudyka told Ruth to the Rescue. The "Bizzie Box" is a patented locker system that allows clients to get convenient pickup and delivery of their dry cleaning. How Bizzie Box system worksHere's how the concept works. More Bizzie Box ownerWudyka is a longtime entrepreneur, based in Michigan, who is a leading authority in the dry cleaning business.