Michigan football faces daunting playoff matchup vs. Georgia, but don’t count this team out
Michigan dominated Ohio State and Iowa the last two weeks of the regular season to win a Big Ten championship, but now, it will face by far its toughest test as Georgia awaits in a College Football Playoff semifinal.
The crazy scenario that could land both Michigan, Michigan State in College Football Playoff
It’s going to take a minor miracle for Michigan or Michigan State to get past Ohio State and make the College Football Playoff this season. But there’s an even crazier scenario that would put both teams in the top four.
Michigan moves ahead of Michigan State in new College Football Playoff rankings
Michigan State won the head-to-head matchup against Michigan two weeks ago, but the Wolverines moved ahead of their rivals in the rankings that actually matter. Coming off a 40-29 defeat at Purdue last week, Michigan State dropped from No. 2 while Oregon (8-1) moved up one spot and Ohio State (8-1) jumped a place to No. The Wolverines, who have never made the playoff, have back-to-back road games at Penn State and Maryland, followed by hosting Ohio State. College Football Playoff rankings, Nov. 91.mlive.com
Looking ahead to the College Football Playoff? This ‘RSVP’ concept is brilliant
Attending a major sporting event can be overwhelming: You might have to fly or embark on a road trip just to get there, depending on the location of course, and consider your accommodations and where you’ll stay, eat and how you’ll get around.
Report: College Football Playoff to consider expanding to 12-team format
A new college football playoff model is under consideration. According to the Associated Press, expanding the CFP field from four teams to 12 will be considered next week by FBS commissioners who constitute the CFP’s management committee. The proposed changes would represent a seismic shift in college football. CFP executive director Bill Hancock has said no changes to the CFP format could be made this season or in 2022. Plus, the CFP still has five years remaining on a 12-year deal with ESPN, although the deal doesn’t lock in a specific format, according to the AP.mlive.com
How to manage your money, boost your savings and start investing
Before anyone tackles investing, there are a few steps to take to be ready, said CFP Carolyn McClanahan, an M.D. The best way to start saving is to make sure deposits are made automatically. You can start small, saving $25 or $50 a month, and then increase it over time as you can. "You should start investing young and doing as much as you comfortably can." When you have a little bit of money, it's important to be in a broad-based, diversified portfolio, McClanahan said.cnbc.com
Michigan is perfect example of why college football needs a 16-team playoff (just hear me out)
Since you’re reading this clearly labelled college football column, I’m guessing you already know this by now, but Alabama won... again. Notre Dame, Georgia, LSU, Oregon, Michigan State, Florida State and Washington made up the other eight, and they went a combined 4-7. These are supposed to be the premier moments of the college football season. Think about Western Michigan and Coastal Carolina getting to say they played in a College Football Playoff. It took me awhile to get here, but I’m confident this is the direction college football should take.
Roll Tide! No. 1 Alabama beats Notre Dame 31-14 in Rose Bowl
(AP Photo/Michael Ainsworth)ARLINGTON, Texas – A truly untraditional Rose Bowl setting, a very common result for Alabama in the College Football Playoff. 4 Notre Dame in a CFP semifinal Rose Bowl played inside about 1,400 miles from Pasadena, California. “I don't think there’s anything quite like the Rose Bowl, the tradition, the setting, the mountains. 3 Ohio State, which beat Clemson 49-28 in the other CFP semifinal at the Sugar Bowl on Friday night. PERFECT AT COWS HOMEAlabama is 5-0 at AT&T Stadium, with a pair of convincing CFP semifinal wins there.
Gators rattled: No. 8 Oklahoma routs Florida in Cotton Bowl
8 Oklahoma beat 10th-ranked SEC runner-up Florida 55-20 on Wednesday night in the Cotton Bowl. Back in the same NFL stadium where 11 days earlier they won their sixth consecutive Big 12 title, the Sooners (9-2, No. The 55 points were their most ever in a bowl game, while piling up a Cotton Bowl-record 684 total yards. 1 Alabama in the SEC title game, and had averaged nearly 42 points a game. Oklahoma: With Rattler and Mims among the young standouts coming back, the Sooners could again be favored to win another Big 12 title.
College Football Playoff semifinal moved from Rose Bowl to AT&T Stadium in Texas
The College Football Playoff semifinal game scheduled for January 1 is being moved from the Rose Bowl in Pasadena, California, to AT&T Stadium in Arlington, Texas, the Pasadena Tournament of Roses announced Saturday night. The decision was made due to rising COVID-19 cases in Southern California, according to College Football Playoff executive director Bill Hancock. "We are very grateful to Rose Bowl officials and the City of Pasadena," Hancock said in a statement. The College Football Playoff selection committee announced Sunday that Notre Dame would be playing in the game despite a loss on Saturday, facing off against Alabama. "Why can't it be the Rose Bowl in Las Vegas or can it be the Rose Bowl in another town?"cbsnews.com
College Football Playoff semifinal moved from Rose Bowl to AT&T Stadium in Texas
The College Football Playoff semifinal game scheduled for January 1 is being moved from the Rose Bowl in Pasadena, California, to AT&T Stadium in Arlington, Texas, the Pasadena Tournament of Roses announced Saturday night. "We are very grateful to Rose Bowl officials and the City of Pasadena," Hancock said in a statement. The Rose Bowl asked the state to grant an exception for the annual game, but the request was denied twice. "Why can't it be the Rose Bowl in Las Vegas or can it be the Rose Bowl in another town?" If the name is changed, it would mark the first time in over a century that the Rose Bowl would not be played.cbsnews.com
Bitcoin just hit $20,000 for the first time ever. Should you invest?
It can be easy to have FOMO, or fear of missing out, on the latest hot investing trend, according to Roger Ma, CFP and founder of New York-based financial planning firm lifelaidout. Bitcoin produces no earnings, it pays no dividends, it pays no interest, so it's not really an investment in the traditional sense. "We should have investment decisions driven by things that we can control versus having it driven by emotion or feeling towards certain investments." If you are going to invest, do your researchTo be sure, some people will still want to invest in bitcoin. Before putting money into bitcoin, it's important to do your research and understand as much as you can about the asset class.cnbc.com
Counselor, planner or coach? How to find the right financial professional for you
"The demand and the number of people that are providing personal financial advice has just skyrocketed, as has the number of designations and certifications that exist out there," said Martin Seay, a certified financial planner and president of the Financial Planning Association. CFPOne of the most well-known distinctions is the certified financial planner, or CFP, offered by the CFP Board. It's considered a gold standard as it includes rigorous education and testing about many areas of financial planning such as retirement, investing, taxes, insurance and education. AFC/ FFCA certification that's growing in popularity is the accredited financial counselor, or AFC, offered by the Association for Financial Counseling and Planning Education. The program also includes personal finance education, testing, ongoing education and ethics requirements.cnbc.com
The stock market’s roller-coaster year exemplifies why staying invested pays off
Trevor WilliamsWhat goes up must come down and then usually goes back up again, at least in the case of the U.S. stock market. Then, in March, when the pandemic slammed the U.S. with sweeping lockdowns that brought most economic activity to a halt, the index tanked, falling 30% in 22 trading days and officially entering bear territory. Weigh risk vs. reward For those investing long-term, such as for retirement, staying in the market is often the best strategy, according to financial advisors. Research has shown that missing out on the best trading days has a huge impact on long-term returns, as they often follow the worst days. "When markets do go down, it does provide an opportunity to buy good-quality investments at lower prices."cnbc.com
CFP exec. director: Dates of games, selections unchanged
The dates of the College Football Playoff games and selection of the semifinal participants will remain unchanged after the CFP management committee discussed possibly pushing back the event. “After a robust discussion, the management committee decided the games will remain on the scheduled dates,” Hancock told AP. The selection committee will set the pairings for the semifinals on Dec. 20, the day after most major college conferences are scheduled to play their championship games. The playoff semifinals are set to be played Jan. 1 at the Rose Bowl in Pasadena, California, and Sugar Bowl in New Orleans. The Big Ten and Pac-12 are already canceling conference games because their late starts left no room for make-up dates.
Here's how to handle an unexpected windfall of money
Depending on what you're inheriting and its value, you may need to take steps to avoid making a mistake that could result in unexpected taxes or expenses. And, if estate taxes are owed, the beneficiaries are not the ones ponying up — it's the estate itself. While estate taxes are paid by the estate of the deceased, inheritance taxes are remitted by the heir. For instance, while spouses can generally opt to roll the inherited assets into their own IRA, there may be times when it makes more sense to accept the money via an inherited IRA. "That decision would depend on whether the spouse needs the money right away," she said.cnbc.com
Here’s some advice financial advisors offer to new parents
But as parents prepare for their children's future, they also need to look out for themselves, Becker said. Childcare and health careIf both parents work, they should examine which health insurance plan will cost less to add the child to, Morris said. "If possible, you should consider life insurance once you decide to have a baby, not after you're pregnant," said Anna Behnam, a financial advisor at Behnam & Associates in Rockville, Maryland. "Your financial advisor should be able to run various calculations to figure out the amount of protection you would need." "Stay-at-home parents do work and that would cost a lot to replace," Richardson said.cnbc.com
Here's what to do with your 401(k) during all the economic instability caused by coronavirus
The high level of jobless claims, paired with the market volatility, has many Americans worried about the fate of their retirement savings. That said, when it comes to your retirement savings, your game plan is going to depend on your situation. CNBC Make It spoke with a number of financial experts to get their advice on what millennials should do with their retirement accounts depending on their personal economic circumstances. Continuing, or increasing, your regular contributions to your retirement accounts is a strategy called dollar-cost averaging. And although the markets have been volatile, resist the temptation to mess around with your current investments if you're a younger investor.cnbc.com
From a few hundred dollars to $10,000 a month, entrepreneurs share the tips that helped them succeed
Along with the increased revenue, though, came more questions and more decisions about business structure, how to pay herself and whether to use a CPA. She registered the business as a limited liability company, or LLC, to separate her personal assets from those of her site. Eventually, though, "it can really affect your business," Allec said. "I'm busy running a business," Weir said. In the planning stages of starting his agency, he was wondering which business structure to use, so he scouted the competition.cnbc.com
Hurts, No. 10 Oklahoma rally to beat No. 12 Baylor 34-31
Oklahoma cornerback Parnell Motley (11) and quarterback Jalen Hurts (1) celebrate the 34-31 victory over Baylor following an NCAA college football game in Waco, Texas, Saturday, Nov. 16, 2019. When it was all over, Hurts and coach Lincoln Riley were sharing a joyous embrace and the No. 12 Baylor on Saturday night that ended the Bears bid for an undefeated season. Oklahoma erased a three-touchdown halftime deficit and tied the game at 31-all on Hurts 2-yard TD pass to Willis. That was after the Sooners had opened the second half with Stogners second TD catch, a 3-yarder that made it 31-17.
Ohio State football vs. Maryland: Time, TV schedule, game preview, score
COLUMBUS, Ohio Ohio State, the nation's No. Maryland comes to Columbus as a huge underdog and in the throes of a four-game losing streak. LINE: Ohio State -43The Buckeyes return to action from a bye week that came after a dominant performance against Wisconsin in a 38-7 victory. Maryland will be hard pressed to stay with Ohio State, which has won 31 of its last 32 Big Ten home games by an average of 23.3 points. PREDICTION: Ohio State 56, Maryland 7
This is where Michigan should be ranked in tonights College Football Playoff poll
To recap, the following teams will be ranked ahead of Michigan, without a doubt:LSUOhio StateAlabamaClemsonPenn StateGeorgiaOregonBaylorUtahOklahomaIt would be a surprise to see any other teams in the top 10. (Photo by Gregory Shamus/Getty Images)Theres no way Michigan is ranked ahead of those top 10 teams. It would also be a shock to see any of the teams in the second group ranked ahead of Michigan. Michigan vs. WisconsinLets address the elephant in the room: Can Michigan be ranked ahead of a team it lost to by 21 points? Amazingly, I think Michigan will be ranked ahead of Wisconsin in the first CFP poll.
Delaying Social Security and looking for guaranteed income? Here's one option
they instead shift some of the money to a single premium immediate annuity to get them through that gap in income. "It's certainly a valid option," said certified financial planner Ronald Myers, a managing member at Fortune 360 Group in Plantation, Florida. Vitapix | E+ | Getty ImagesAnnuities, which offer varying levels of guaranteed income either for a set time period or for life, come in a variety of packages and can often be tricky to understand and more expensive than other options. Basically, in exchange for guaranteed income over a set period of time (or for your lifetime), you give an insurance company a lump sum, which in turn becomes part of its pooled investments. "It's not a great rate, but for the purposes of giving him guaranteed income, it made sense in this situation," said Palastro, a CFP with Cobblestone Wealth Advisors in Brooklyn, New York.cnbc.com