AUTO INSURANCE

The Michigan appeals court has issued a major ruling affecting long-term victims of car crashes.

It's been three years since Michigan lawmakers passed a bipartisan auto insurance reform package that promised to save us all money. Well, did it? Here's a look at the numbers and what should be done next.

It's been three years since Michigan lawmakers passed a bipartisan auto insurance reform package that promised to save us all money. Well, did it? Here's a look at the numbers and what should be done next.

It's been three years since Michigan lawmakers passed a bipartisan auto insurance reform package that promised to save us all money. Well, did it? Here's a look at the numbers and what should be done next.

Here's what to do if you haven't received your Michigan auto insurance refund yet.

Auto insurance companies have until May 9 to issue the remaining refunds for eligible Michigan drivers.

More than $900 million worth of auto insurance refunds have already been distributed to Michigan residents ahead of the May 9 deadline, according to the governor’s office.

The reform of Michigan’s no-fault auto insurance law, which passed in 2019, was hailed as a way to finally lower people’s exorbitant premiums.

Attempts to tweak auto insurance legislation have stalled out in Lansing -- but does no-fault insurance reform need more reform?

Eligible Michigan drivers will start seeing $400 auto insurance refund checks hitting their mailboxes this week. Here’s everything you need to know.

Eligible Michigan drivers will start seeing $400 refund checks starting this week. Here’s everything you need to know.

Eligible Michigan drivers will start seeing $400 refund checks starting this week. Here’s everything you need to know.

Eligible Michigan drivers will start seeing $400 refund checks starting this week. Here’s everything you need to know.

Eligible Michigan drivers will start seeing $400 refund checks starting this week. Here’s everything you need to know.

Michigan drivers with auto insurance will soon starting getting previously announced $400 refunds per vehicle.

Michigan drivers with auto insurance will soon starting getting previously announced $400 refunds per vehicle.

Michigan Gov. Gretchen Whitmer’s office has issued a timeline and FAQ bulletin on the coming auto insurance refund checks due to insured drivers next year.

Michigan Gov. Gretchen Whitmer’s office has issued a timeline and FAQ bulletin on the coming auto insurance refund checks due to insured drivers next year.

When it comes to drivers running over animals by accident, a lot of attention is rightfully focused on deer, since they are the animals that are run over the most nationwide, resulting in the most damage to cars, according to this website.

Michigan drivers will have some money coming back to them from their auto insurance spring 2022.

Insured Michigan drivers will be receiving auto insurance refunds after Gov. Gretchen Whitmer called on the Michigan Catastrophic Claims Association to redistribute funds from its $5 billion surplus back to the people.

Insured Michigan drivers can expect a refund check of $400 in 2022 after Gov. Whitmer requested a surplus reported by the Michigan Catastrophic Claims Association be returned to residents.

Insured Michigan drivers can expect a refund check of $400 in 2022 after Gov. Whitmer requested a surplus reported by the Michigan Catastrophic Claims Association be returned to residents.

Refunds are coming. That’s the word from the board governing the Michigan Catastrophic Claims fund.

The Michigan Catastrophic Claims Association voted to support Gov. Gretchen Whitmer’s call for auto insurance refunds for insured drivers.

Michigan used to require motorists to pay a unique, annual per-vehicle fee for unlimited health coverage until passage of the law.

Michigan Gov. Gretchen Whitmer said the Michigan Catastrophic Claims Association (MCCA) should deliver refund checks to Michigan drivers after it reported a $5 billion surplus earlier this year.

Michigan Gov. Gretchen Whitmer is calling on the Michigan Catastrophic Claims Association (MCCA) to deliver refund checks to Michigan drivers after reporting a $5 billion surplus earlier this year.

Between the lifting of COVID restrictions, returning to work, and summer vacations, more people are climbing behind the wheel and hitting the roads.

On Wednesday, a bipartisan, bicameral group of 77 legislators is signing onto an amicus brief.

LANSING, Mich. – Michigan drivers who want unlimited personal injury protection benefits will pay $86 per vehicle starting next summer, down from $100 currently. The fee was mandatory for decades but became optional beginning in July under a change in state law. The Michigan Catastrophic Claims Association, a state-created nonprofit entity that reimburses auto insurers for medical claims surpassing $580,000, announced the 14% fee reduction Wednesday. Motorists who forego personal protection benefits entirely and those who choose less coverage do not have to pay the assessment. The insurance industry said the reduced fee underscores the need to keep the law, which — beginning next July — will also set a fee schedule for care covered by auto insurers.

Michigan auto insurance changes July 1, 2020 -- here's what to knowPublished: July 1, 2020, 7:36 amMichigan lawmakers approved bipartisan auto insurance reform legislation last spring aimed at cutting costs for Michigan drivers who have paid the highest insurance rates in the country. This gives drivers a choice regarding level of coverage -- but they will likely have to take action.

DETROIT – Michigan’s new auto insurance law is one many residents have been waiting for because of the lower rates, but there are complex choices drivers have to make. The lower auto insurance rates arrive Thursday (July 2). You’re going to want to look to see if you have what’s called “coordinated coverage.”That’s medical insurance. Liability coverageThe second choice surrounds liability coverage. “It’s taking about 45 minutes to an hour to educate a consumer and let them know their options and make an educated choice,” Shrock said.

DETROIT Michigan drivers should have the choice of cutting their auto insurance costs starting this week. Michigan lawmakers approved bipartisan auto insurance reform legislation last spring aimed at cutting costs for Michigan drivers who have paid the highest insurance rates in the country. This gives drivers a choice regarding level of coverage -- but they will likely have to take action. And under the new law the 20% of Michiganders who are currently driving without insurance will be able to get legal without facing a penalty. Insurance Alliance of Michigan member companies are committed to doing their part to educate their customers about the upcoming changes to Michigans auto no-fault law and helping drivers find the right plan for them and their family.

Michigan drivers should be able to cut their auto insurance costs starting this week -- but you may need to take action. Michigan lawmakers approved bipartisan auto insurance reform legislation last spring aimed at cutting costs for Michigan drivers who have paid the highest insurance rates in the country. The new law requires that auto insurance agents and auto insurance companies give you forms that describe the benefits and risks of the coverage options. You may also want to talk with an auto insurance agent to discuss your personal auto insurance needs. Michigan auto insurance law video:

Michigan drivers should be able to cut their auto insurance costs starting this week -- but you may need to take action. Michigan lawmakers approved bipartisan auto insurance reform legislation last spring aimed at cutting costs for Michigan drivers who have paid the highest insurance rates in the country. The new law requires that auto insurance agents and auto insurance companies give you forms that describe the benefits and risks of the coverage options. You may also want to talk with an auto insurance agent to discuss your personal auto insurance needs. Michigan auto insurance law video:

READ: Michigan launches website to make sure drivers are prepared for auto insurance changesIt’s the medical coverage portion of your auto insurance that, up to now, had to be unlimited and the most expensive in the country. Detroit Mayor Mike Duggan lobbied hard for insurance reform since Detroiters pay exorbitant premiums. WATCH: Detroit mayor walks through process of lowering auto insurance cost“You have to act for yourself or it won’t change,” Duggan said. You can keep your unlimited coverage if you want to. READ: Michigan governor and state agency announce order requiring auto insurance refunds due to COVID-19

DETROIT – Detroit Mayor Mike Duggan gave an informational presentation to walk Detroit motorists through their auto insurance bills to help them better understand the new law that takes effect July 2 and how to lower their monthly insurance premiums most effectively and appropriately for their individual circumstances. The mayor went into significant detail, so people watching are encouraged to have a copy of their own bill handy to follow along. Also joining the Mayor for the presentation was attorney Mark Bernstein, a member of his firm Shereen Silver and Leroy Mattic from AAA of Michigan. All are experts in auto insurance law. Similar to the Mayor’s COVID-19 budget presentation in April, this was be a community meeting-style presentation to Detroiters that may be monitored by the media, not a press conference.

Detroit Mayor Mike Duggan talks auto insurance changesPublished: June 18, 2020, 11:12 pmAfter more than four decades, Michiganders will now have a choice when it comes to how much personal injury protection, or PIP, they want.

Gretchen Whitmer and the Michigan Department of Insurance and Financial Services on Monday announced that DIFS Director Anita Fox has ordered all auto insurers in Michigan to issue refunds or premium waivers to consumers as a result of insurance companies reduced risk due to extreme reductions in driving during the COVID-19 pandemic. Michiganders have been staying safe and staying home and they should see the benefit in reduced auto insurance rates during the COVID-19 pandemic, said Whitmer. Every family is feeling added financial pressure due to this virus, and this order will provide some much-needed relief to drivers.DIFS Order No. Whitmer lifts stay-at-home order across state, reopening restaurants, moreThis order will ensure all insurers are issuing appropriate refunds or premium waivers to their customers, said Fox. Contact DIFS Monday through Friday from 8 a.m. to 5 p.m. at 833-ASK-DIFS (275-3437) or by emailing autoinsurance@michigan.gov.

DETROIT – Changes to auto insurance premiums in Michigan are coming on July 1. Drivers will now have a choice when it comes to coverage level and the Michigan Department of Insurance and Financial Services has launched a website to help consumers navigate the process. The website shows the various coverage levels, the paperwork and documentation required as well as the questions to ask your agent. In addition the state is contracting with six actuarial firms to ensure the numbers coming from the insurance companies are accurate. “So that if they have lower costs and this new law as we anticipate they will also have to pass these on to people who are buying the insurance policies.”They also have a hotline: 833-275-3437Click here to learn more about Michigan’s new auto insurance law.

Changes to auto insurance premiums in Michigan are coming on July 1. If you need help with the Public File, call (313) 222-0566.

Changes coming to auto insurance rates in MichiganIf you need help with the Public File, call (313) 222-0566.

LANSING, Mich. – Michigan drivers who want unlimited lifetime coverage for crash injuries will pay $100 per vehicle starting in July — a reduction from record $220 they are assessed now. The Michigan Catastrophic Claims Association announced the 55% fee cut Wednesday, months after the passage of a new law making the mandatory benefit optional beginning next summer. The state-created entity that reimburses insurers for claims surpassing $580,000 says those who buy less personal injury protection coverage will avoid the $100 fee altogether, unless the association is in a deficit position. Michigan has the highest average car insurance premiums in the country.